Such a dufus!

OK, I want to say a HUGE thank you to Terri who pointed out to me that I was wrong about my first frame. I actually created it into a PSP file, and I advertised it as a photoshop elements file. I have updated the file now, and I have included the PSD file, as well as a png of the background without the frame. I am so sorry to anyone this confused or inconvienienced. The download link in the original post is now correct.